Criteria for Insurance Companies

Did you know that the insurance broker also gets a copy of
the Home Inspection Report?

Here are the Top Six Points insurance companies look at:

• Year Built
• Type of Construction (frame, brick, fire resistive and log).
• Condition of Home (roof, gutters, paint, windows)
• Utility Updates (electrical, heat source & plumbing)
• Potential Liabilities (handrails, steps, walks, tree branches)
• Presence of Underground Oil Tanks

Roots Home Inspection reports include Summary & Detail pages that offer
ease of use to all Realtors, Lawyers, Clients, Insurance Companies, Mortgage
Companies and Contractors.

* Note: Insurance requirements vary slightly by company. This information was supplied by
insurance broker Nelson C. Espeland ( 908) 233-6300 nelson@allstate.com, 
www.allstate.com/nelson/welcome

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